Your Plan
Financial planning is the process of helping you conceptualize and define your life goals and translate this into a financial strategy for your future. We do the heavy lifting to develop this financial roadmap. The plan then evolves over time as your life changes. Our role is to provide sound advice and coaching, not sell products.
“If you don’t know where you are going you will surely never get there.”
– Gary Stout
Our Process
Whether you are a newly married couple starting out fresh or someone looking to retire next year, our financial plans are custom tailored to your needs and wants.
Discovery Meeting
This meeting is where we get to know each other. We move well beyond the account statements and learn about your unique goals for your life ahead. This is our time to gather all the information and inputs for your financial plan.
Develop The Plan
Now that we understand your financial and life goals, we dive into the details to analyze and evaluate your finances. We crunch the numbers and can provide a wide assortment of scenarios to compare your options. We realize everyone’s situation and goals are different and no plan is the same.
Review Meeting
We present the finished plan and our detailed recommendations. Our reports are flexible and dynamic to your needs. High-level summary for some and detailed year-by-year calculations for our engineer minded clients.
Implement, Monitor, Maintain
You can choose to implement the plan yourself or work with SCM to do the heavy lifting for you. We can open accounts, implement the investment plan, and maintain the portfolio through our ongoing wealth management services. We monitor the portfolio and plan so you don’t have to.
Topics We Discuss
- Investment planning
- Tax planning
- Retirement planning
- Estate planning
- Life goals (tomorrow, next year, … in retirement)
- Financial review, budgets, and cash flow planning
- Insurance planning and risk management
- Employee benefits planning